Real Estate City Glossary

Real Estate City Glossary H

(Holding Funds - Housing Starts)

A1 | A2 | A3 | A4 | B1 | B2 | B3 | C1 | C2 | C3 | D1 | D2 | E1 | E2 | F1 | F2 | F3 |
G1 | G2 | H1 | H2 | I1 | I2 | J | K | L1 | L2 | L3 | M1 | M2 | M3 | N | O1 | O2
| P1 | P2 | Q | R1 | R2 | S1 | S2 | T1 | T2 | U | V1 | V2 | W1 | W2 | X | Y | Z

Holding Funds
Funds retained in an account until a certain event occurs.

Holding Period
The time span of ownership of a real estate investment with the return tied to the time period of the investment for tax purposes, determining whether a profit earned of loss incurred is treated as short or long-term capital gains or losses.

Holding Over
The act of a tenant retaining possession of the premises longer than the term experessed in the lease.

Hollow Wall
Wall with an air space within the wall.

Home Loan
Also known as a mortgage, it is a lien that makes property security for the repayment of a debt, such as the one incurred upon purchase of that home.

Home Ownership
The state of living in a structure that one owns.

Home Warranty
Warranties issued by contractors, sellers and real estate agencies that protect homebuyers from specified defects in a house as per the contract.

Homeowners' Insurance Policy
Type of insurance policy covering the risks of homeowners, including damage, theft, fire, personal liability, etc.

Homeowners' Warranty
Special insurance covering certain home repairs for a specified amount of time.

Homestead
A property consisting of land and building occupied by the owner.

Horizontal Analysis
One or two simple methods used for analyzing financial statements.

Housing Code
Federal, state or local government ordinance that sets minimum standards of safety and sanitation for existing residential buildings, as opposed to building codes, which govern new construction.

Housing Expense Ratio
Percentage of gross monthly income devoted to housing costs.

Housing Starts
Estimate of the number of dwelling units on which construction has begun during a stated period.